If you’re a recent graduate looking for a job, here’s a warning: Job scammers are looking for you right now.
“You’ve graduated from college and you’re looking for a job,” says Shannon Doyle of LSS Financial Counseling.
When filling out online applications or job search sites, be aware that there are fake job openings out there. In April, the Federal Trade Commission (FTC) issued a warning about these scams.
Experts say victims are usually ripped off after employers hire them through online interviews.
“Employers send checks to buy equipment and get training,” Doyle said.
Perhaps it’s all fake.
You cash a check, but there’s no money behind it, you’re out of pocket, the fee on the check is refunded, and you’re stuck with equipment you bought for a job that doesn’t exist. Experts argue that new employers should provide the necessary equipment from company funds.
To address this issue, the FTC says to check the following:
Look up the company name or the name of the person employing you. Please contact us directly to verify that the call is coming from the correct source. Get your hours, job description, and salary in writing. Talk to people you trust and take your time before making a decision.
And remember the old saying: “If it seems too good to be true, it probably is,” Doyle points out.
The bottom line is that working for a living shouldn’t take money out of your personal account.
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