Insurance experts say thousands of Hurricane Helen victims, including some in Florida, did not have flood insurance. According to the Insurance Information Institute, only about 20 percent of Floridians have flood insurance. “There are people in our neighborhood who need their homes torn down,” said Trevor Burgess, president and CEO of Neptune Flood. “They’ve lived there for 50 years and they’ve never had a flood. Not having flood insurance means they can’t help you in a situation like this,” Burgess said. , said this gap was worrying. “Those flood zones need to be ignored. They are old bureaucratic maps that don’t take into account the effects of climate change,” Mr Burgess said. Flood insurance is typically considered necessary only if you live along the coast, but in inland areas like Orlando’s Wadeview Park, which is not in a flood zone, even a heavy rain can quickly flood your home. I did it. ” … It blew out from under the fence and there was mulch all over the house,” said Larry Dominguez, who has lived in the neighborhood for 22 years. Dominguez said he doesn’t have flood insurance and had never experienced flooding until a rainy weekend in early September. “We’re not in a flood zone. To be honest, I’m scared to call my insurance company and say I need flood insurance right now. They’ll wonder why.” said Dominguez. Homeowner’s insurance does not cover flood risk. “The reality is that no part of Florida is safe when it comes to not just hurricanes but heavy rains,” said Orlando State Representative Anna V. Eskamani. Eskamani said Floridians don’t buy flood insurance because it’s expensive, but if they apply for it, their insurance company might decide they’re too risky. “We really think we need to take some technical steps to create publicly sponsored disaster insurance options that people can use when they experience, whether it’s storm coverage or flood damage from a hurricane. I’m thinking about it,” Eskamani said. Floridians are strongly encouraged to purchase flood insurance during hurricane season while they can. Coverage options include the National Flood Insurance Program.
Orange County, Florida —
Insurance experts say thousands of Hurricane Helen victims, including some in Florida, did not have flood insurance.
According to the Insurance Information Institute, only about 20 percent of Floridians have flood insurance.
“There are people in our neighborhood who need their homes torn down,” said Trevor Burgess, president and CEO of Neptune Flood. “They’ve lived there for 50 years and they’ve never had a flood. Not having flood insurance means they have no help in a situation like this.”
Mr Burgess said the gap was troubling.
“Those flood zones need to be ignored. They are old bureaucratic maps that don’t take into account the effects of climate change,” Mr Burgess said.
Flood insurance is typically considered essential only if you live along the coast, but in inland areas like Orlando’s Wade View Park, which is not in a flood zone, even a heavy rain can quickly destroy your home. It was flooded.
“That water just came out of nowhere… shot out from under the fence and covered the mulch inside the house,” said Larry Dominguez, who has lived in the neighborhood for 22 years.
Dominguez said he doesn’t have flood insurance and had never experienced flooding until a rainy weekend in early September.
“We’re not in a flood zone. To be honest, I’m scared to call my insurance company and say I need flood insurance right now. They’ll wonder why.” said Dominguez.
Homeowner’s insurance does not cover flood risk.
“The reality is that no part of Florida is safe when it comes to not just hurricanes but heavy rains,” said Orlando State Representative Anna V. Eskamani.
Eskamani said Floridians don’t buy flood insurance because it’s expensive, but if they apply for it, their insurance company might decide they’re too high a risk.
“We really think we need to take some technical steps to create publicly sponsored disaster insurance options that people can use when they experience, whether it’s storm coverage or flood damage from a hurricane. I’m thinking about it,” Eskamani said.
Floridians are strongly encouraged to purchase flood insurance while they can this hurricane season. Coverage options include the National Flood Insurance Program.
