Bank of Baroda launches new fixed deposit scheme. Offers higher FD interest rates of up to 7.9%

Bank of Baroda recently updated its fixed deposit interest rates on select deposits and introduced a new deposit option called Bob Utsav Deposit Scheme which offers higher interest rates to customers. These new fees went into effect on October 14, 2024.

bob Utsav deposit scheme

The scheme provides 7.30% for the general public, 7.80%* for the elderly and 7.90%$ for the very elderly. (* Includes an additional 0.50% ROI on RTDs up to 3 years and an additional 0.50% ROI on 10+ years. $ includes 0.10% for seniors on deposits over 1 year up to 5 years. Included)) Earn up to 9% FD interest rate: Which bank is offering the highest fixed deposit interest rate in October?

Latest Bank of Baroda FD Interest Rates

After the amendment, the bank will offer FD interest rates of 4.25% to 7.30% (including special deposits) to the general public on callable deposits of up to Rs 300 crore with a deposit period of 7 days to 10 years. It will be. For senior citizens, banks are offering interest rates ranging from 4.75% to 7.80%.

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Domestic fixed deposits, including NRO deposits below Rs 300 crore, ROI (%) (new and renewed) – (as of October 14, 2024)

Tenor Resident / General (%)Resident Indian Senior Citizen (%)Resident Super Senior Citizen (%)7 to 14 days4.254.75*4.75*15 to 45 days4.55.00*5.00*46 to 90 days 5.56.00* 6.00*91 days to 180 days5.66.10*6.10*181 days to 210 days5.756.25*6.25*211 days to 270 days6.256.75*6.75*271 days or more but less than 1 year6.57.00*7.00 *1 year6.857.35 *7.35*1 year and up to 400 days (excluding 400 days)77.50*7.60 $400 days and up to 2 years77.50*7.60 $2 years and up to 3 years7.157.65*7.75 $3 More than 5 years6. 87.40 #7.50 $5 More than 10 years6.57.50**7.50**More than 10 years (MACT/MACADCourt order scheme only)6.256.75*6.75*
(*Includes 0.50% additional ROI for RTDs up to 3 years and 0.50% additional ROI for 10+ years. # 14.10 onwards, 0.50+0.10 for RTDs beyond 3 years up to 5 years ( 2024, **includes an additional ROI of 0.50%+0.50% for Residential Seniors over 5 years and up to 10 years, and $ Includes 0.10% for senior citizens on deposits up to 5 years)).

(* Includes additional ROI 0.50% for RTDs up to 3 years; additional ROI 0.50% for 10 years and above. $ includes 0.10% for seniors on deposits over 1 year up to 5 years. ).

bob Earth Green Term Deposits – Domestic and NRO deposits below Rs 300 Crores, ROI (New and Renewal) – (as on October 14, 2024)

Green Deposit Tenure Resident/General Public/NRO/NRE (%)Resident Indian Senior Citizen (%)Residential Indian Super Senior Citizen (%)12 Months6.87.30*7.30*1.5 Years6.957.45*7.55 $777 Day 7.17.60*7.70 $1111 Day 6.757.35#7.45 $1717 Day 6.757.35#7.45 $2201 Day 6.457.45**7.45**
(*Includes 0.50% additional ROI for RTDs up to 3 years and 0.50% additional ROI for 10+ years. # 14.10 onwards, 0.50+0.10 for RTDs beyond 3 years up to 5 years ( 2024, **Includes an additional ROI of 0.50%+0.50% on RTDs beyond 5 and up to 10 years for residential seniors, with 1 year added to the dollar. (includes 0.10% for seniors on deposits exceeding 5 years)

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