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While interest rates are taking a dip due to recent changes from the Federal Reserve, some of the best CDs still offer rates near 5%. By signing up for a certificate of deposit (CD) or share certificate,  you can earn extra cash without extra risk. As long as your financial institution is covered by Federal Deposit Insurance Corp. (FDIC) or National Credit Union Administration (NCUA) insurance, your money is safe up to $250,000 per depositor.  With a CD, you tie up your savings for a fixed term and, in exchange, you get a rate that beats what a traditional savings…

The commercial real estate market is returning to more normal conditions. While some areas, such as office space, are still struggling, other areas, such as industrial and retail space, are seeing increased demand.“Overall, Grand Junction remains a healthy market,” said Becca Posner, CCIM commercial broker with Coldwell Banker Distinctive Properties. “We’re lucky because we’re a small market. Even though inventory is low in some places and vacancy rates are higher than ever in some places, we still have a healthy commercial market.”Sid Squirrell, commercial broker and developer at CCIM at Bray Commercial Real Estate, agreed that the market appears to…

One of the reasons Florida football fans are so dissatisfied with Billy Napier is because we were sold one version of his personality, and he ended up being the complete opposite. I feel like I’ve lost my way. Football is a game where everyone needs to be fired up, not put to sleep.And while there’s still reason to believe Napier isn’t the guy to lead Florida in any significant direction, Napier would be better for himself if the version of Napier we saw Saturday night is the version he shows up every night. I can give you a chance.The problem…

Monkey Business Image / iStock.comIt’s no secret that the housing market has been extremely difficult this year. Rising inflation and interest rates have had a domino effect on the housing supply, leaving many buyers on the sidelines, with many homebuyers feeling “trapped” by the cheap mortgages they secured years ago. I’m doing it.Watch out: 10 housing markets that will plummet in value by the end of 2024Try this: How to get rich in real estate starting with just $1,000And now, although interest rates are finally trending down, some markets are heating up as we head into 2025. In other words,…

The Philippines’ newly established sovereign wealth fund (SWF), Maharlika Investment Corporation, is poised to play a crucial role in addressing the nation’s significant infrastructure challenges, according to the fund’s president and CEO, Rafael Consing. With a strategy to attract private capital and a focus on high-impact energy and connectivity projects, the SWF is stepping up to tackle its share of Asia’s $15 trillion infrastructure gap. Rafael ConsingMaharlika “Maharlika was created as the collaborative vehicle of the government to crowd in private capital. We look at infrastructure from the perspective of physical, electricity, and digital infrastructure,” Consing told the Milken Institute…

More than 1 in 4 school districts are asking local voters to approve a record $39 billion in school construction bonds on the Nov. 5 ballot. Those that pass will jockey for some of the $10 billion in matching state funding that Gov. Gavin Newsom and the Legislature are asking voters to approve by passing Proposition 2.The facility needs of districts are huge and growing, even as the state’s overall enrollment is projected to decline over the next two decades.Stay informed. This election is important — don’t miss a thing. Sign up for our morning newsletter, delivered to your inbox three…

Reinsurers are pushing for reinsurers to offer lower-cost real estate cat coverage and resisting efforts to further reduce ceding fees for U.S. casualty shares. Skoll’s Jean-Paul Conocente said the industry first needs to address underpricing at the primary level. Monte Carlo’s reinsurance brokers have called on reinsurers to reverse some of the improvements they made last year in what has been described as the toughest market for cats in generations, particularly the significant improvement in retention rates. These increased holdouts mean insurers have been hit with a large portion of claims resulting from large losses from secondary events such as…

Recent research shows that white women… (+) We won’t see gender parity at senior leadership levels until 2046. Women of color will not see gender parity at senior leadership levels until 2072.getty Women looking to take on top leadership roles face a harsh reality. While representation at the vice president and senior vice president levels has increased since 2018, a report from McKinsey and LeanIn.Org shows that by 2024, white women will not achieve gender parity at these levels. It is predicted that this will happen in 2046. In contrast, women of color are unlikely to do so. There will…

A beloved village postal worker is finally set to take paid retirement as the post office prepares for a change in ownership.Raglan Postmistress Marion Watkins is taking paid retirement after serving the Monmouthshire village since 1961.A lifelong Raglan resident, Marion opened the Village Grocery Store in High Street in 1961 with her husband Dillwyn. They had two children and then moved to larger premises in Raglan in 1968 and opened a supermarket.It then took over the Raglan Post Office in 1978, first on the premises of the Central Store, before moving to the site of the old shop on the…

This article was written byto followDetailed fundamental analysis with a long-term focus. A former associate at a $10 billion hedge fund, he has 15 years of professional experience in the stock market. He holds a First Class Honors degree in Financial Economics from the University of London and is a CFA Level III candidate. He is an avid reader and a Berkshire Hathaway fan.Analyst Disclosure: I/We have a favorable long position in the stock of TVK:CA through share ownership, options, or other derivatives. This article was written by me and expresses my own opinions. I received no compensation for it…