Donegal Insurance Group has partnered with ZestyAI, a climate and property risk analytics solutions provider, to leverage its new AI-powered solution to assess property risk by accurately determining the age of roofs across the United States. has been strengthened.
Through this project, Donegal will leverage ZestyAI’s roof age solution to supplement missing roof age information when renewing homeowners’ insurance policies.
ZestyAI’s roof age solution uses data from both building permits and historical imagery dating back more than 20 years to accurately determine the age of a roof.
This approach allowed the company to determine the age of each roof across the continental United States with over 90% accuracy and nearly 100% coverage.
Hank Narváez, Donegal’s Vice President of Personal Line Product Development, said: “Accurate information about the age of a roof is essential to properly assess and price risk. ZestyAI’s Roof Age solution is long enough to ensure historic imagery It was a clear choice. Leveraging both building permit data and aerial imagery gives us more confidence in our underwriting and rating decisions.”
Attila Toth, Founder and CEO of ZestyAI, added: Roof claims are a major driver of insurance losses, yet many carriers still rely on unverified roof age information. We are pleased to partner with Donegal to enhance your risk assessment with the most accurate roof lifespan solution on the market. ”
Roof Age is part of ZestyAI’s comprehensive suite of products tailored to assess roof-related risks.
Other solutions include Digital Roof, which creates digital twins of every structure in the United States for unparalleled insight into condition, complexity, and potential points of failure.
ZestyAI’s products also include hazard-specific risk models such as Z-HAIL, Z-WIND, and Z-STORM.
